Retire Early. Enjoy More.

Money and finance don’t have to suck! Learn how to make and keep more of your money so you can retire early and not be too old to enjoy it!

Making $500k

Learn how I made over $500k per year for multiple years without a side gig…and how you can too!

Make More Money

Realistically, we could all use a little extra cash. I share proven strategies to help you make more money!

Save More Money

Making money is only half the battle. Learn how you can save more money on your path to retire early.

Unmuddling Money

Money and finance can be confusing! Don’t worry, we’ll help clear things up for you while having some fun!

When it comes to money and finance, keeping more than you spend comes down to a few simple things. Learn, earn, and return to this site and all the resources to help you on your journey to retire early!

Lately On The Blog

Living Below Your Means

Living Below Your Means

Living Below Your Means Living below your means is an essential idea when it comes to saving money. While I will post about other money saving strategies, for me, if you are not willing to live below your means, you likely will struggle financially. Struggling...

Too Nice?

Too Nice?

Too Nice is apparently a thing. In a world where the news is an endless stream of negativity, people are generally tired of life, and businesses struggle with “quiet quitting”, I was caught off guard when someone told me I was too nice. Before I get into the too nice...

Listening to Understand

Listening to Understand

Listening to Understand When it comes to making more money, I will share with you that by changing how I approached conversations and meetings made a huge difference! Before I get into how I changed my approach, let’s see if this sounds familiar to you. It’s Tuesday...

People Make Things Work

People Make Things Work

People    don't actually make the world go 'round but they dictate what happens as our planet continuously spins in a circle. While we may be headed to an artificial intelligence revolution where robots take over the world, fortunately, we're not there yet. Until such...

To Hell and (Mostly) Back

To Hell and (Mostly) Back

To Hell   and (mostly) back is how I'd describe the last year of my life - professionally, personally, and financially. Having started retiringby45.com four and a half years ago, I've always found joy in writing about finances, money, and numbers in general. Like many...

Retiring by 45 Mailing List

Stay informed!

Get the latest from Retiring by 45. Provide your name and email address and I’ll send you a Super Simple Budget Template (and other good info going forward).

retire early piggy bank