Retire Early. Enjoy More.

Money and finance don’t have to suck! Learn how to make and keep more of your money so you can retire early and not be too old to enjoy it!

Money Concepts

Money and finance can be confusing! Don’t worry, we’ll help clear things up for you while having some fun!

Make More Money

Realistically, we could all use a little extra cash. I share proven strategies to help you make more money!

Save More Money

Making money is only half the battle. Learn how you can save more money on your path to retire early.

Build Job Skills

Developing the right job skills is critical in giving yourself more choices. Build yours now!

Being able to retire early requires more than just making a bunch of money. In my experience, a handful of skills and certain knowledge are the keys to success on your path to financial freedom. Retiring by 45 focuses on getting organized, understanding money concepts, making & saving more money, and developing job skills. When these things all come together, financial futures tend to get brighter. Isn’t it time you get on a path to financial freedom?

Lately On The Blog

To Hell and (Mostly) Back

To Hell and (Mostly) Back

To Hell   and (mostly) back is how I'd describe the last year of my life - professionally, personally, and financially. Having started retiringby45.com four and a half years ago, I've always found joy in writing about finances, money, and numbers in general. Like many...

A Year Away From FIRE

A Year Away From FIRE

Away...    To start, the title of the post A Year Away From FIRE is not intended to read as a status update. I am not one year away from financial independence. No, instead what I meant by this is that I took the last year “off” from focusing on FIRE. That may sound...

A Great Time To Invest In Yourself

A Great Time To Invest In Yourself

Invest    When I think about the word invest, generally speaking images of the stock market pop to mind. I have a preconceived notion of money going into brokerage accounts with the idea of buy low, sell high. While that is a good strategy and should be part of...

Adjust

Adjust

Adjust     This year, we had to put new windows in our house. The original windows in the house made it nearly 30 years and after we replaced a few panes of glass over the last two years, it was time. In my original plan to achieve FIRE, new windows at an $18,000 cost...

Review

Review

Review     Set it and forget it isn’t an approach that I find effective when it comes to achieving FIRE. A regular review is definitely needed. For me, things change constantly with our expenses and even our income. As part of my income is based on company...

Accountable

Accountable

Accountable     Let me cut right to the chase. Being accountable on your path to FIRE is the one step that will make or break you. You educated yourself, set your goals, changed your mindset, and now the grind of everyday life sets in. I get it, you were excited. You...

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